Meet Eddie

In his most recent position as Regional President of Ameris Bank and formerly as CEO of Prosperity Bank, Eddie Creamer made countless contributions to the community over the last 19 years by spearheading consumer and business real estate financing, small business administration, municipal, agricultural, construction, personal, educational and home equity line of credit lending, as well as investments, financial planning and traditional banking services in St. Johns County. In this role he led his team to elevate customer service and quality, drive technological advancements, increase profitability and expand product offerings.

His fiscal stewardship and leadership are exemplary, he successfully led the Prosperity team through periods of both high-growth and economic downturn. Ultimately, Eddie led Prosperity to weather the difficult times and continue their award-winning service recognized by St. Augustine Record readers as “Best Bank” for fourteen consecutive years. Prosperity was also recognized as one of North Florida’s “Fastest Growing Companies” by the Jacksonville Business Journal in 2007, as well as being recognized by Allen Ewing and Company as one of the “Top Ten Most Profitable Banks” in Florida in 2005 and 2006.

With a background leading as many as 350 employees in three southern states and assets of more than $1B, Eddie Creamer has proven capable of leading administrative and various other functions such as, Finance, Information Technology, Human Resources, Regulatory Compliance, Risk Management, Audit and Quality Assurance. As an expert in community banking and the effects of excess regulation, he testified before the U.S. Congress, Subcommittee on Economic Growth, Job Creation and Regulatory Affairs on the impact of over regulation on local communities, economies and jobs.

Eddie Creamer is firmly entrenched in St. Johns County; his volunteerism is extensive; he currently serves or has given his time to many organizations. In addition, as CEO of Prosperity, he instituted paid-time-off policies to encourage employee involvement in the interests near and dear to all residents—education, health, human rights, culture and safety. 

Eddie’s current community service contributions include; Advisory Council Member for the Florida Highway Patrol; Member of the St. Johns County Chamber of Commerce & Economic Development Committee; Member of the Board of Directors for St. Johns Volunteers; Trustee of Flagler College and Chair of the Endowment Committee for Flagler College; Member of the St. Augustine Rotary Club and Leadership Instructor for the Florida School of Banking at the University of Florida.


Some of Eddie’s past service contributions include: Advisor to Flagler College Students in Free Enterprise (SIFE); Board Member for the Flagler Healthcare Foundation; Member of the Wake Forest University Parents’ Council, Supervisor for the Marshall Creek Community Development District, Finance Committee Member for the Cathedral Basilica of St. Augustine; Board Member of the St. Augustine Family YMCA; Board Member of the Betty Griffin House and Trustee of the Graduate School of Banking at Louisiana State University.

Eddie earned his Bachelor’s degree in Accounting from The University of West Florida; he also completed the Graduate School of Banking program at Louisiana State University. He received the St. Johns County Sheriffs’ Department “Community Partner Award”; The St. Johns County School Board “Character Counts Community Service Award”; was recognized by the Fort Mose Historical Society and Fort Mose State Park for outstanding contribution to the goals and objectives of the park, and was voted St. Augustine’s “Best Banker” in 2014 and 2015.


Originally from Port St. Joe, Florida, Eddie and his wife, Julie, have made St. Johns County their home for the last 19 years. They have two adult sons, John and Daniel; Eddie treasures time spent with his family when he isn’t working, serving in the community or out running. Eddie has completed seven marathons and five half-marathons and is an American Cancer Society Determination Athlete.